1. Acceptance of Terms

These Terms of Service govern your use of all services provided by CalcWolrd. By accessing or using our services, you agree to be bound by these terms.

2. Services Provided

• Salary & Tax Calculator
• Retirement Calculator
• Investment Return Calculator
• Health & BMI Calculator
• Currency Exchange Calculator
• Gold & Silver Price Calculator
• Local File Converter Tools (LocalToolkit)

3. Disclaimer

All calculators are provided for reference purposes only:

• Results do not guarantee accuracy for your specific situation
• Consult a qualified professional for important financial or legal decisions
• Health calculator results are not a substitute for medical advice
• Real-time rates (currency, gold) may vary based on market conditions

CalcWolrd shall not be liable for any direct, indirect, incidental, or consequential damages resulting from use of our services.

4. Intellectual Property

All content on this site (text, design, logos) is the property of CalcWolrd. Personal, non-commercial use is permitted. Reproduction or redistribution without prior written consent is prohibited.

5. Contact

For questions regarding these Terms, please contact calcworld07@gmail.com.